Personalize your life insurance

Personalize your life insurance

Are you struggling to find a life insurance policy that fits your needs? Keyser may have an option for you. Some major life changes are unexpected and can impact how much life insurance coverage you may need. A universal life policy is personalized to fit your needs,...
Life Insurance: The DIME Method

Life Insurance: The DIME Method

Many insurance agents use a method called DIME to help clients determine how much life insurance coverage is needed to protect their loved ones. Debt – How much would you need to keep your family comfortable with the cost of funeral expenses, total of all credit card...
Who can be a life insurance beneficiary?

Who can be a life insurance beneficiary?

Every life insurance policy requires you to name a life insurance beneficiary. A beneficiary definition is simply who gets the payout on the life insurance policy in the event you pass away. Your beneficiary can be: A person Several people An estate A trust A charity...
Coverage for your student loans

Coverage for your student loans

Student debt is incredibly prevalent in our society today. This debt, when owed to a private lender, does not simply go away. Term insurance is not intended to act as permanent coverage, lowering the risk for insurance companies. Additionally, term insurance doesn’t...
Are two life policies better than one?

Are two life policies better than one?

Many times we get caught up in the number: Do you have enough life insurance? However, an equally important question is: Do you have the right type of life insurance? At different times in your life you may need different kinds of protection. When you have a major...